Product Liability Insurance

Whatever your role in the supply chain you may be accused and need to mount a legal defence.

Capable when you're culpable

Where products cause injury or damage, legal battles can go far beyond between consumer and the company that supplied them; a ripple effect throughout the entire supply chain can make proceedings lengthy, complex and extremely costly.

Use an experienced commercially-minded broker to get you quality cover when you need it most. We will help you conduct contract reviews on new business opportunities, ensuring you have the right cover in place as your needs change.

What does Product Liability insurance cover?

Product Liability insurance protects against claims for personal injury or property damage arising from products sold by your business.

Useful for companies that make, supply or sell products to members of the public. If products cause damage, illness or hurt someone, it is likely they’ll seek compensation through the courts.

The main purpose of Product Liability insurance is to cover legal costs and damages.

Do I need Product Liability insurance?

If you’re making, selling or distributing things, product liability insurance is a wise choice.

Sometimes claims will be justified, others spurious. Either way, they can end up costing you a lot of money. Unwarranted claims still need to be taken very seriously – your company’s reputation and brand value is under threat.   

Knowing that you are covered gives your people the freedom to innovate and the confidence to sell.  

 

Common Product Liability claims

Without robust Product Liability insurance, you may face huge legal bills

Design defects

Someone accuses your product of being dangerous and always has been, right from the design stage.

Manufacturing defects

The most common cause of product liability claims, this claim type argues the product became ‘unreasonably dangerous’ during the manufacturing process.

Labelling defects

Your product is accused of having an inherent danger that customers should have been made clearly aware of.

Contact our team today

  • Current Company Details
  • Statement of Fact
  • Complete
Do you have an existing policy with Howden?
Your full name
Business name
Your phone number
UK registered trading address
Postcode
Company website
Company type
Are there any subsidiary companies?
What industry is your business in?
Business description *
How many employees do you have?
When did you begin trading?
What is your annual turnover? (including any subsidiary companies)
What limit of cover are you interested in?

What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.

Let's talk...

+46 8 545 670 20

We'll put you in touch with the person best equipped to help.